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Escrow protection for Nigerian commerce

A safer way to buy and sell online

Trust should not be the most expensive part of commerce.

LOCK2PAY protects a buyer's money in a secure escrow vault until delivery is confirmed and the order has been inspected.

Create an escrow See how protection works

Built for social commerce
WhatsApp, Instagram, TikTok and beyond.

B
BuyerPayment initiated
S
SellerOrder dispatched
LLOCK2PAY VAULT

Funds protected

N35,480.00

ESCROW IDLK-8F29-QA

Inspection protection is active

PaymentProtectedDeliveryRelease
01

Funds stay protected
Payment is held until the transaction is ready to complete.

02

Every action is recorded
Clear statuses keep both sides informed from payment to release.

03

Time to inspect
Buyers get a dedicated window to review what arrived.

The escrow workflow

A clear path from payment to confidence.

Built to replace awkward promises and screenshots with a shared, structured transaction journey.

01

Create

A seller creates a protected transaction link.

02

Secure

The buyer pays into the LOCK2PAY vault.

03

Deliver

Dispatch and delivery progress are recorded.

04

Inspect

The buyer reviews the order before release.

05

Complete

Funds are released when the transaction is ready.

For buyers

PAY WITH CLARITY

Know what happens to your money, at every stage.

See the seller, order, amount, and escrow status before you pay. Follow delivery, inspect your purchase, and raise a dispute when something is not right.

  • Protected payment timeline
  • Four-hour inspection period
  • Transaction support when it matters
Explore buyer protection ->
Order protectedInspection starts after delivery

For sellers

SELL WITH CONFIDENCE

Turn buyer hesitation into a completed sale.

Create a secure link, manage active escrows, track settlements, and keep your money movement visible from one financial workspace.

  • Escrow links for social selling
  • Live transaction and payout visibility
  • Professional wallet and withdrawals
Explore seller tools ->
AVAILABLEN128,400.00+12.4% this month

Designed around protection

Not a payment shortcut.
A transaction system.

A

Escrow vault

Funds remain held through the delivery and inspection flow.

B

Visible transaction health

Both parties can see what is complete, current, and next.

C

Structured resolution

Disputes create a protected case record before money moves.

Clear, consistent protection

Built around the moments that decide whether a deal feels safe.

Simple rules, a visible workflow, and a clear record of every transaction stage.

1.5%Platform fee
4hInspection period
20mPayment reservation
24/7Transaction visibility

Trade with a system behind you

Make the next transaction feel different.

Start with a protected escrow link for the next thing you buy or sell online.

Create Seller AccountTalk to our team